Here's what's live, and here's what's next.
We publish our roadmap because your board needs to know what they're buying today — and what's arriving before the next RBI inspection cycle. Dates are targets, not commitments; regulatory processes like UIDAI AUA accreditation and NPCI UPI membership have their own timelines.
Shipping now
Phase 1 — ACH Core (live today)
The full NACH automation stack — mandate lifecycle, batch generation, return parsing, retries, member portal, audit trail, trilingual UI. Everything on this page except roadmap items.
Next 3 months — in active build
Phase 1.5 — Full banking platform capabilities
Sponsor-bank reconciliation, RBI regulatory report templates, loan EMI + NPA classification, branch hierarchy, bulk member import, notification redundancy — everything a pilot bank needs in month one of production.
~6 months
Phase 2 — Aadhaar e-Mandate
UIDAI AUA-accredited e-mandate registration so customers can authorise new mandates with a phone + Aadhaar, no wet signature required.
~12 months
Phase 3 — UPI AutoPay
Offer customers UPI-based auto-debit as an alternative to NACH — faster authorisation, lower ticket failures, works for any bank account.
18+ months
Phase 4 — Core Banking System integrations
Direct integrations with common cooperative bank CBS platforms (Finacle, Sanchay, SwiftCore) so mandate outcomes flow straight into your loan ledger.
On-demand
SSO + enterprise identity
SAML / OIDC single sign-on for banks with enterprise identity providers. Available as an add-on when a pilot bank asks.
12+ months
Advanced reporting + BI dashboards
Regulatory reports (RBI, NABARD) and ad-hoc BI exports direct from the platform, no separate analytics stack needed.
Pilot banks influence the roadmap.
Scale-tier and pilot customers get priority on roadmap prioritisation. If your CBS needs an integration, or your state has a specific regulatory report, tell us and we'll weigh it in the next quarter's plan.
Ready to automate NACH at your cooperative bank?
Book a 20-minute demo with real data from your bank's segment. First 3 pilot banks get 3 months free.